FINANCING AND RENT TO OWN

HFS HOME IMPROVEMENT LOANS

Getting a home improvement loan or secondary building financing doesn’t have to be a complicated, time-consuming process. After many years of assisting homeowners obtain home improvement financing, the team at HFS Financial is your perfect home improvement financing partner. We know home improvement loans because that is all we do. That’s right, no car loans, no mortgages, no student loans. We do one thing and we do it better than anyone...home improvement financing!

LIGHTSTREAM

Finance your steel building, barn, or shed at a low interest rate.  When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with LightStream, because we back our low rates with our Rate Beat Program.  Whole-project funding, with no fees, no home equity requirements.
The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.


RTO NATIONAL RENT-TO-OWN

Apply for no-credit-check, Rent-to-Own Financing here!! This application only takes a few moments and this "FLEX-LEASE" will NOT affect your credit report.   Total Purchase Limits for "Flex-Lease" are $20,000 maximum value less the value of your down payment (usually 12-18% down payment / deposit) to order. We have a $2000 minimum amount. You must be able to verify ownership of the property (owned or purchasing) where the building will be installed. RTO is available to you on almost any steel structure offered by Ready Built Steel.